Is UK property a bad investment?

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30 thoughts on “Is UK property a bad investment?”

  1. I suppose whether a property is a good investment depends where you live. I mean, I live in an area where you can buy a one-bedroom cottage flat for £45,000 and considering most people are in debt and their wages aren't performing well against inflation and the demographic trend for people to live alone is also increasing that means that there are a lot of people who will be stuck in a situation where they have to rent and from those that can provide low lost rented properties unless they want to live with their parents or buy a tent and live the life of a nomad

  2. Bankers and property tycoons
    Encouraged emigration to london
    Pushing up prices
    Demand outstrips supply = rise in price
    I am buying gold and silver would be moving to UK this year 2019
    I plan to buy UK property at a deep discount 60%

  3. The property prices will crash yes BUT they will also recover again and come back stronger, if you buy with cash or a very small mortgage and ride out the crash until prices rise again you have nothing to worry about.

  4. I wish I could just rent from the local govt and not have to deal with landlords or go through the headache of buying. But unless you are poor and have kids, it's not possible.

  5. I recently bought a bungalow for 130k worth 160-170 in area. Spent 10k doing it up to get the value to 160-170. Rent is 695 per month. Seems like a good investment so far, however, I am not sure if I would take out a buy to let in current climate

  6. Very uncertain times are ahead. The 2008 fiasco was a game-changing event, but there's a Real correction looming. Inflation cannot & will not be surpressed forever, and Will have it's day. Every year that passes, merely ensures the eventual Crash will be bigger – that's all. Try to rid all debt asap., as inflation will multiply this. Hedge/Insure yourself with 20% precious metal ownership in physical form. Debt is at the Root of the problem and US exposure has grown – along was massive vunerable derivatives exposure. It is When & Not IF…….If you've never witnessed high or HyperInflation – look at other stories, e.g. Venezuela, Argentina, wiemar Germany. 😉

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  8. SS GLOBAL is a funding platform which covers a Global network of HNW (high net worth), UHNW (ultra high net worth) and serious investors. This includes funds, pension funds and any form of financial fund able to provide money to any developer, construction company or anyone looking for investment into HNW buildings and hotels. 
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    For developers, we are able to get funding for your projects. For investors/financial partners we are looking for further funding partners to fund projects government and non-government. For hoteliers, we have a complete list of hotels for sale.
    To developers, we have apartments, houses, commercial buildings, office blocks, residential developments, extra care homes and hotels for development. In addition, we specialize in providing finance through our partnership with finance houses and have the ability to provide support for exit strategies on development projects enabling financed to be raised. www.ssglobalwealth.com

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  9. As a trader and investor I know I cannot 100% predict the future and can only make educated guesses at what might happen.

    When it comes to my house in the UK which I currently have a 28 yr mortgage, I am playing it cautious and fixing it for 10 yrs. Reason being that interest rates are thee lowest they have been ever, house prices are the highest they have ever been (which helps my LTV) and their are key risks to both of these as you mentioned.

    In the next 10yrs I would have earned enough to pay off my house incase my house price has crashed to -60%. It's a highly unlikely outcome, but at least I will have a cash buffer instead. But as I see it if you own a house then this makes perfect sense right now

  10. Every single word you say is misleading or an out and out lie. Central banks have jacked up house prices so it looks good on their balance sheets and enslaves us all. Houses will fall in value because we are broke due to the parasites that have destroyed all wealth creation in this country. All this talk of immigration, Brexit, supply and demand will not keep the rope at bay once it all goes south. The gullible investors who buy property at 40 times salary will lose their heavy deposits and then will be looking for blood

  11. So I'm currently in the progress of buying my first house. I'm getting a 1 bed house in Berkshire which is undergoing searches now and after this news I'm a little worried. I'm really only planning to live in it gor couple of years. Do you think that this 40% crash is likely? If that happened, I could end up in negative equity.

  12. We have a crisis in the NHS teachers not getting paid how can huge profit to be made in property and House owners home pay no taxes. Example my house 200 i'm sell for 400 and you don't Pay any tax on the profit surely I wanna find money and stop the dysfunctional housing market this would help

  13. as long as this neo feudal money system continues you can expect this to continue …the boe will prop this up with any tool they can…and they have many left….the home ownership dream is over …i can see the trend….its obvious to me….fewer and fewer people buying houses…check out the un agenda 21 and agenda 30 ….they dont want property ownership for the people…boom and busts but always stretched affordibility…..

  14. In 1970 a 5 bed detached in my area would sell for £5,000. Despite all the world has had to throw at us, 47 years later that house will be valued at a million.

    A 1 bed buy to let flat in my area will let for £900 pm. 70% borrowing fixed for five years interest only will cost you £230 pm. After service charges, the odd repair and void, you make about £500 pm profit and the rent rises annually.

    Of course Landlords have other investments such as equity ISAs, but nothing comes close to property and its leveraged effects

    99% of home owners do not end up repossessed come what may. CML stats.

    I was an early member of the Housepricecrash site back in the early naughties. I've seen all these crash theories a thousand times, there's nothing new. Property bears said millions would be harmed in the 2008 crash but a tiny minority ended up in repossession, and Landlords carried on collecting rent whilst mortgages fell.

    BUy to let is like any other business, you don't just bail at in periods of market change, you adapt, plan and carry on in business.

    I am investing more now as I believe Brexit will usher in a great era of prospepertity. Talk to foreign buyers in Asia, they still see UK a great safe long term play

  15. When Nixon took the world of the gold standard, fiat currencies took over.
    This happened in 1971.

    The gov prints & spends on the people. The problem with this is a small group of people get the fiat currency first.
    Wealth inequality happens due to mark carney printing paper. 20 years ago things were just starting. Any idiot could own a home within a fee years or so. Today now the fiat currency game is coming to an end the youth just can buy into a market that is over valued

  16. The problem that will emerge for most potential first time buyers, who have taken the time to do this research and coming to the same (and I think correct) conclusions as you, will be that this downturn won't be sharp (or not sharp enough for many young people looking to start a family). Great that they've avoided what could potentially show to be one of the worst deals imaginable, but it could take 4-6 years for prices to unravel (say by the 30-50% that Paul Hodges has suggested) back in line with earnings; this is a long time to wait for people in their early 30s who are perhaps in a position to make a move but can see that now is certainly not the time.

  17. Now you are demonstrating the effects of the government and BOE propaganda. You are advancing a utilitarian argument that low interest rates are in the greater good of a debt soaked populace. No. I profoundly disagree with the propaganda you espouse. Ultra low interest rates punish thrifty savers and reward reckless spenders. This is immoral. These gimmicks also mislead people into thinking they can afford purchases e.g. real estate which they cannot. When interest rates rise (as they must) to combat rising inflation you will find these people will be unable to service their mortgage debts. Again, this is immoral and irresponsible of the BOE. How would I measure unemployment? I would say look at companies like Roy Morgan Research who say unemployment in Australia is over 9% not the 5.9% the government claim. The Aussie government says 1 hour a week is enough to be classified as 'employed". This is nonsense. And the UK government is no better.

  18. Who you choose to trust is your business. of course, but your faith in the UK government is in my opinion hopelessly misplaced. Do you remember Gordon Brown? He sold the entire UK gold reserve at the bottom of the market. Despite telling everyone in public, he (personally) had put an end to boom and bust economic cycles he plunged the UK into its deepest recession since the 1930s. I am surprised to see you place so much trust in regulators such as the BOE. Do you remember the Financial Services Authority in the UK? It failed to predict or warn about the financial collapse in 2007-09? Why do you trust UK government unemployment data? They have changed the way they count the unemployed numerous times over the years always ensuring each change records a fall in the unemployed. And what of the Bank of England itself? Are you really saying that ultra-low interest rates introduced by the BOE were good for everyone? What about savers and investors who were deprived of a return on their deposits? Just this month the Co-Op bank may be nationalised. It is yet another example of private profit and socialised losses for taxpayers Isn't it obvious to you that the Tory government are squeezing the middle class until they squeak with changes to stamp duty and business rates crippling small time operators at the expense of multi-nationals who pay little or no tax. .

  19. Do you also accept the possibility that the sources you quote from in the video are really just propaganda? Let us take government data for example. In China, their government said unemployment was 4.9% last year. And they said it was 4.9% the year before that. And the year before that as well. Unemployment figures never vary in China. In Australia, a former chief statistician at the Australian Bureau of Statistics says their unemployment numbers are "not worth the paper they are printed on". The real figure (according to Roy Morgan research) is nearly twice as bad as the Aussie government admits. Do you trust UK government statistics? Since the 2008 crisis, there has been no recovery because central banks did not allow widespread failure which would have enabled competent (and honest people) to clear up the mess. What we have endured since 2008 is the perpetuation of monstrosities like Goldman Sachs at the expense of productive enterprise. The real economy – jobs, wages and consumption are depressed. And the Ponzi scheme of asset inflation is now unravelling and it is going to be scary. House prices in places like the UK and Australia will collapse not just "soften" as their is nothing underpinning those inflated valuations.

  20. No, I disagree that UK house prices will merely "soften" or "weaken". In fact, they will collapse. Like it or not, inflation is the consequence of prolonged low-interest rates, money printing (QE) and a collapsing currency. Added to which the Average Joe cannot write an emergency cheque for 250 quid. Wages are flat. The UK is a low skill and low productivity economy. The outlook is grim.

  21. UK house affordability is stretched to the very limits, and if rates rise the debt burdens in many households will become crippling. Do you agree with our view that UK house prices are set to weaken?

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